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Make Sure Your Loan Goes Through with These 10 Tips!



There are many great Chandler area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (480) 621-6828 for a FREE home buying or selling consultation to answer any of your real estate questions.

Not long ago, the process of applying for a mortgage loan was quite simple. The old joke goes that if you could fog a mirror you could get a loan. Well, we paid for those loose standards with the market crash and now loan underwriting standards are on much more solid ground. Today, we give you the 10 commandments thou shalt obey if you want your loan to go through:

  1. Thou shalt not change jobs, become self-employed, or quit.
  2. Thou shalt not buy a car, truck, van, or boat (or you might end up living in it!). 
  3. Thou shalt not use charge cards excessively or let accounts fall behind.
  4. Thou shalt not use the money that was set aside for the down payment.
  5. Thou shalt not omit debt or liabilities from the application (your lender will find out and it will not be good!).
  6. Thou shalt not buy furniture or any other household appliance (until the key for the home is in your hands!).
  7. Thou shalt not originate any inquiries to your credit, especially via the internet.
  8. Thou shalt not take the mattress money or any other gifts and deposit them.
  9. Thou shalt not close any bank account or credit line for any reason.
  10. Thou shalt not cosign on a loan for any family member or friend no matter how dire the situation.

We thought we'd give a humorous take on a rather boring subject: qualifying for a loan. In truth, this is an important process that needs to be taken seriously if you want to be able to afford the home of your dream. Here's the point: you want to keep your financial picture consistent from the time you apply for the loan until that loan closes and you have the keys to your new home. Once that happens, feel free to do whatever you want! Well, so long as you can afford your mortgage payments!

We hope you found this information helpful. Our goal is to keep you informed, so you can make smart and financially beneficial decisions in the real estate marketplace. We're always available to chat, so feel free to give us a call or shoot us an email. We look forward to hearing from you!

Chandler Real Estate Market Update



There are many great Chandler area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (480) 621-6828 for a FREE home buying or selling consultation to answer any of your real estate questions.


Everyone always wants to know what the market is up to, but it's not always easy to find the relevant information. Our goal at Omni Real Estate Solutions is to make it easier than ever to access market information.

We are one of the few real estate teams who have gone through the trouble of making detailed market information readily available to our clients. Here are just a few examples of the kind of information you can find:
  • Inventory (currently at 2,100 units available)
  • Average price per square foot (currently at $119, $24 more than the 5-year average)
  • Closed sales
  • Median sales price
  • Average days on market
  • Sold-to-list ratio
Those are just a few of the many different market statistics you can find on www.OmniRealEstateSolutions.com. We keep it current so you can be an informed consumer in the real estate marketplace. Simply go to the site and log in to get started - you won't regret it!

If you have any questions about the information your find there, give us a call or shoot us an email. We'll get back to you in a timely fashion and ensure you have the best real estate knowledge possible!

Wish it Was Easier to Search for Your Dream Home in the Chandler, AZ Area?



There are many great Chandler area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (480) 621-6828 for a FREE home buying or selling consultation to answer any of your real estate questions.

We've decided to make your home search a whole lot easier. In the past, many of you were introduced to Omni Real Estate Solutions through websites like ViewSoutheastValleyHomes.com and ClickAhwatukeeProperties.com. Instead of having multiple sites, we've decided to consolidate them into one easy-to-use site called MyChandler.House, where you can use our local MLS to find that special home in the Phoenix area.

There are many special features we think you'll love. You can use preset searches to specify the number of bedrooms and bathrooms you want in your home, or even search by neighborhood. You can also search homes by city - it's now all in one place for your convenience.

If you have any questions about how to use the new site or have specific Phoenix area real estate questions, don't hesitate to give us a call or shoot us an email. We would love to be your area real estate resource!